Apply Now

Logbook Loans

Logbook Loan

Logbook Loans

Unlock instant cash using your car logbook as collateral — keep driving while you borrow.

Overview

Our Logbook Loans let you borrow against the value of your vehicle without giving it up. You keep driving your car while we hold the logbook as collateral. Approval is fast and disbursement is typically same-day once your documents are verified.Ideal for business owners, traders, and salaried professionals who need quick liquidity for emergencies, school fees, business expansion, or any personal need.

Key Benefits

01 Keep driving your car

<div>Your vehicle stays with you throughout the loan term.</div>

02 Same-day disbursement

<div>Most approved loans are sent to M-Pesa or bank within hours.</div>

03 Flexible repayment

<div>Repay over 1–36 months with no early-exit penalties.</div>

04 Borrow up to 70% of car value

<div>Get the best value against your vehicle.</div>

Requirements to Apply

  • Original vehicle logbook in your name
  • National ID and KRA PIN certificate
  • Recent bank / M-Pesa statements (3 months)
  • Comprehensive insurance cover
  • Vehicle must be less than 12 years old

Frequently Asked Questions

  • 1. How long does approval take?
    Most applications are reviewed within 24 hours. Approved loans are typically disbursed the same day once all documents are verified.
  • 2. What documents do I need?
    You'll need your National ID, KRA PIN, and supporting documents specific to this loan product (e.g. logbook, employer details, or recent pay-slips). See the Requirements section above.
  • 3. How is the interest rate calculated?
    From 3% per month (reducing balance)
  • 4. Can I repay early?
    Yes. You may clear your loan before the agreed term. Early-repayment discounts may apply — talk to your loan officer for details.
Apply for this loan

All Loan Products

Loan Details

Request a Callback